{"id":11,"date":"2022-02-23T20:11:13","date_gmt":"2022-02-23T20:11:13","guid":{"rendered":"https:\/\/www.in-defi.com\/?p=11"},"modified":"2025-04-21T13:04:14","modified_gmt":"2025-04-21T13:04:14","slug":"ce-sunt-monedele-cu-valoare-fixa-stablecoins","status":"publish","type":"post","link":"https:\/\/www.in-defi.com\/?p=11","title":{"rendered":"Ce sunt monedele cu valoare fix\u0103 (\u201dstablecoins\u201d)"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Monedele cu valoare fix\u0103 \u2013 cunoscute \u00een limbajul de specialitate sub denumirea de <strong><em>stablecoins<\/em><\/strong> -\u2013 reprezint\u0103 o copie digital\u0103 a unui activ general recunoscut, ce este garantat\u0103 de existen\u021ba real\u0103 a respectivului activ.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Majoritatea monedelor cu valoare fix\u0103 se raporteaz\u0103 la dolarul SUA, care este recunoscut ca moned\u0103 de rezerv\u0103 la nivel interna\u021bional, cele mai cunoscute fiind USDT, USDC, BUSD sau DAI.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Pornind de la faptul c\u0103 fiecare dintre monedele cu valoare fix\u0103 ar trebui s\u0103 fie garantate de existen\u021ba real\u0103 a respectivului activ, aceste copii digitale se \u00eempart \u00een dou\u0103 categorii majore:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&#8211; monede cu valoare fix\u0103 centralizate, care sunt emise de o entitate ce garanteaz\u0103 faptul c\u0103 \u00een conturile sale exist\u0103 un dolar SUA pentru fiecare copie digital\u0103 eliberat\u0103; &nbsp;Cele mai cunoscute astfel de monede sunt USDT, USDC \u0219i BUSD.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&#8211; monede cu valoare fix\u0103 descentralizate, care sunt emise pe baza unui algoritm autoguvernat, care emite copia digital\u0103 a unui activ \u00een baza unei metode auditate public ce presupune \u00eendeplinirea unor condi\u021bii prealabile, precum colaterizarea valorii emise cu alte active. Cea mai cunoscut\u0103 moned\u0103 cu valoare fix\u0103 descentralizat\u0103 este DAI.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">De\u0219i monedele cu valoare fix\u0103 nu reprezint\u0103 \u00een mod special o aplica\u021bie De-Fi, ele reprezint\u0103 un instrument esen\u021bial pentru asigurarea stabilit\u0103\u021bii \u0219i conserv\u0103rii valorii pe o pia\u021b\u0103 imatur\u0103 cu o volatilitate ridicat\u0103. <\/p>\n","protected":false},"excerpt":{"rendered":"<p>Monedele cu valoare fix\u0103 \u2013 cunoscute \u00een limbajul de specialitate sub denumirea de stablecoins -\u2013 reprezint\u0103 o copie digital\u0103 a unui activ general recunoscut, ce este garantat\u0103 de existen\u021ba real\u0103 a respectivului activ. Majoritatea monedelor cu valoare fix\u0103 se raporteaz\u0103 la dolarul SUA, care este recunoscut ca moned\u0103 de rezerv\u0103 la nivel interna\u021bional, cele mai [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-11","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/www.in-defi.com\/index.php?rest_route=\/wp\/v2\/posts\/11","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.in-defi.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.in-defi.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.in-defi.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.in-defi.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=11"}],"version-history":[{"count":1,"href":"https:\/\/www.in-defi.com\/index.php?rest_route=\/wp\/v2\/posts\/11\/revisions"}],"predecessor-version":[{"id":12,"href":"https:\/\/www.in-defi.com\/index.php?rest_route=\/wp\/v2\/posts\/11\/revisions\/12"}],"wp:attachment":[{"href":"https:\/\/www.in-defi.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=11"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.in-defi.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=11"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.in-defi.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=11"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}